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The second tab is labeled “transactions,” and that’s where you’ll type in whenever you spend or bring in money. The first tab is labeled “summary,” and it lays out your starting and ending balance, how much money you’ve saved, a comparison between your planned income and actual income and a comparison between your planned expenses and your actual expenses. Google Sheets’ monthly budget template includes two sheets, which you can toggle between using the tabs at the bottom on the page. When you don’t know where to start, staring at a black sheet can feel rather intimidating.
While you don’t have to use one, Collins said budgeting templates are worth checking out.
If the monthly budget template isn’t displayed, click on “template gallery” to view the other template options. When you create a new spreadsheet, you’ll see options to either choose a blank spreadsheet or select from various templates. Google Sheets comes with a set of templates you can choose from, including a monthly budget template.
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“Start with just one problem you can solve.” Take Advantage of Google Sheets’ Free Templates “I wouldn’t stress about trying to make an all-encompassing system from day one that automatically manages your finances,” he said. If you’re new to spreadsheets, Collins recommends to start simply and enhance your Google Sheets budget over time. You could even use Google Sheets for a specific occasion, like creating a wedding budget or keeping track of holiday spending.īut we’re going to focus on creating a monthly budget - or an annual one - to track your income and expenses. You may want to record your debt payoff journey or keep tabs on progress toward a big savings goal. There are plenty of ways to manage your money using Google Sheets. Collins, who personally budgets using Google Sheets, said it may take a few hours to initially set up your spreadsheets but afterward, you only have to spend five to 10 minutes daily maintaining your system by logging your spending and categorizing your transactions. However, even if you’re a beginner when it comes to spreadsheet budgeting, Google Sheets is still an accessible tool. “If you’re comfortable with spreadsheets and you’re pretty, the sky’s the limit in terms of what you can do.” “There’s so much you can do,” said Ben Collins, a Google Sheets developer and data analyst instructor. You basically have a blank slate with Google Sheets. You aren’t limited by what’s already programmed onto a budgeting app. The flexibility to manage your finances how you want to is another big advantage. Being Penny Hoarders, we know you love stuff that’s free.
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You don’t have to go out and purchase budgeting software or a fancy budget binder. If you’re one of the millions of Gmail users, you already have access to Google Sheets for free.
With so many budgeting tools out there, you may be wondering why you should give Google Sheets a try.
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You can create pretty graphs to better visualize where your money’s going.Īnd the good news? You don’t have to be a spreadsheets whiz to learn how to make a budget in Google Sheets. You can share your budget with your partner and leave notes to each other about questionable expenses. You can customize your budget to your liking and access it on the go if you have Google Sheets downloaded on your phone. Google Sheets, Google’s spreadsheet app, is a great platform for budgeting. If you have a Gmail account, you’re sitting on a budgeting tool you may not even know about.